Benefits for Customers | Benefits for Vendors | Present Market Situation 1. Get Everything Up Front By making monthly lease payments, you can get the entire solution you need to meet your requirements right away, rather than settling for a partial solution in hopes you'll be able to add to it next budget year. 2. Low Monthly Payments A monthly lease payment will usually be lower than the payment from other methods of financing. You can afford more with leasing. 3. Virtually Nothing Down Whereas other types of financing require a hefty down payment, leasing is 100% financing. Most lease agreements require an advance of only one or two months' payment. Leasing puts your Midwest Leasing solution to work immediately, at a minimal up-front cost. Start seeing immediate return on your solution investment without tying up your capital. 4. No Balloon Payment Midwest Leasing offers the option of a "dollar buyout" end of term arrangement. 5. Eliminate Hidden Costs Leasing can provide more than just the equipment cost. You can also include the cost of implementation and service plans -- everything it takes to put your solution to work for you right away. 6. Realize Tax Advantages Purchases are made with after-tax dollars. Your lease payments are often considered a pre-tax business expense and, as such, may reduce your taxes. 7. Simplify Accounting Lease payments are little more than a line-item in your monthly cost of operations -- a minimal bookkeeping effort that frees you from time-consuming depreciation schedules. 8. Guard Against Market Conditions with a Fixed Payment Remember 1980, when interest rates skyrocketed from 9% to 21.5% in a single year? Unlike bank lines of credit with variable rates, lease payments are fixed-no matter what happens to the market tomorrow. 9. Leasing Adds Up to Good Business Sense A properly tailored lease program gives you the benefit of having the solution you need without all the risk and financial pressures. Leasing minimizes the demands on cash flow Leasing eliminates investing on obsolescence Leasing keeps your bank credit lines open 10. It's the New Standard for Financing Business Leasing is one of the fastest-growing ways of financing in business today. A recent Gallup survey found that 80% of US businesses lease a portion of their equipment. The list of companies using leasing ranges from the Fortune 500 to the family owned store. A growing business is likely to face the challenge of limited cash flow and the need to add equipment and software. Midwest Leasing Group can put your solution to work without a major capital investment and with real cash flow advantages.